HomeBond is the leading provider of structural defect cover / latent defects insurance for new homes in the Republic of Ireland since 1978, and to date 700,000+ dwellings have been registered with HomeBond Warranty / HomeBond Insurance – underwritten by Allianz plc (2008 – 2019) and HSB Engineering Insurance Ltd (2019 – present). HSB is part of the Munich RE Group a leading provider of reinsurance, primary insurance, and insurance- related risk solutions in the world.
For Home Buyers, the purchase of a new home is probably the biggest investment ever likely to be made and it is vital that this asset is protected – houses, duplexes, and apartments registered with HomeBond Insurance have the benefit of insurance cover* for loss of deposit if the builder becomes insolvent, certain defects, mechanical & electrical equipment, and structural damage – and you should read the Certificate of Insurance and Policy Document for details of the cover and the financial limits that apply to any dwelling.
HomeBond is dedicated to promoting compliance with regulations and standards, inspecting dwellings during the construction stage, delivering training courses to the residential construction sector, and resolving claims post occupation of dwellings.
Key Features of Latent Defects Insurance (*terms & conditions apply)
- Loss of Deposit paid by a Purchaser on Contract of Sale
- Defects Insurance – Smoke / Water Ingress, Fire Safety & Damage (affecting use) cover 5, 10, & 12 years
- Equipment Insurance – M&E cover 5, 10, & 12 years
- Structural Insurance – Major Damage cover 10 & 12 years
- Extra Covers Included – alternative accommodation costs, professional fees, removal of debris etc.
- Underwritten by “A+” Rated Insurers
- Unique protection for Builders and Homeowners
- No security required from the Builder / Developer
- Cover effective from date of substantial completion
- Fixed price per Dwelling, excess €1,500 per unit
- Commercial/ Retail Units in Mixed-Use developments
- Conversion of Existing Buildings into Dwellings
- High Value Dwellings – Limit of Cover €1Million
- Apartments – Loss of Rent 1, 2, 3 years
- Housing Developments & ‘one off’ houses
HomeBond first produced its House Building Manual in 1993 and the bestselling publication is considered the housebuilder’s bible and is a standard reference book on construction sites is used in many third level construction related courses. The increasing complexity of the Building Regulations, the Construction Products Regulation and the Building Control (Amendment) Regulations make it critical for all in the residential construction sector to have an in-depth understanding of the relevant legislation and practical compliance requirements. The 8th edition of the Manual containing more than 1,000 drawings, charts and photographs from foundation to completion has been updated to reflect recent revisions to the Building Regulations and Building Control Regulations.
A replica print edition of the Manual is now accessible as an eManual across desktop, mobile and tablet devices or within an app on iOS and Android; and it contains additional enhancements to increase reader engagement and a modern user experience including Article View, Image Galleries and Videos, and readers can easily browse through the eManual. Our digital subscription allows instant access through the App and Web browser; and we can offer corporate digital subscriptions. Additional features include BuildSmart FAQs , ProductCheck, Technical Extra, 3D Viewer and digital Magazines. Please contact business@homebond.ie with the number of users you would like to have access, and we will be happy to provide a quotation.
- eManual – read a replica of the print edition of the HomeBond House Building Manual, enhancements included to increase engagement and provide a modern user experience, including Article View, Image Galleries and Videos
- TGD+ – access and search the Technical Guidance Documents A -> M + other guidance
- BuildSmart FAQs – review more than 1,000 across all parts of the Building Regulations & Construction Products Regulation
- Product Check – search for reference standards and product information, including indicative Declarations of Performance across different categories of construction products
- 3D View – access a range of 3D models of typical construction details for various types of structures, updated to reflect construction industry best practice
- Videos – view a range of product / system educational videos covering key elements
- Site Works – consult and search national design standards including standard details
- Tools – use online tools to assist in compliance with regulatory requirements
- CPD – connect with a selection of CPD seminars & webinars that address key topics
- Magazines – read the Home Buyers Guide and Irish Construction News publications